1. General

NV Volksvermogen, with registered office at Ravensteinstraat 2, box 5, 9000 Ghent, registered in the Belgian Crossroads Bank for Enterprises under number 0400.067.986 (hereinafter “Volksvemogen”) is responsible for the processing of your personal data on the website www.volksvermogen.be.

As a Belgian company, Volksvermogen complies with the Belgian ‘Law of 8 December 1992 on the protection of privacy with regard to the processing of personal data’, as amended by the Law of 11 December 1998, as well as the ‘Law of 13 June 2005 on electronic communications’ and other applicable laws and regulations.

A statement has been made to the Belgian Commission for the Protection of Privacy regarding the processing of your personal data, as required by law.

2. Cookies

2.1. Information about our use of Cookies

Our website uses cookies and similar technologies to distinguish your usage preferences from those of other users of our website. This helps us provide you with a better user experience when you visit our website and also allows us to optimize our website.

However, cookies and similar technologies do not allow us to systematically collect data that could identify users of our website. They only help us improve the functioning of our website, understand our users’ interests, and measure the effectiveness of our website’s content.

Due to recent changes in legislation, all websites targeting certain parts of the European Union are required to obtain your consent for the use or storage of cookies and similar technologies on your computers or mobile devices. This cookie policy provides you with clear and comprehensive information about the cookies we use and their purposes. Please read our Privacy & Cookie Policy to understand the privacy rules that apply to the Website.

For further information about this Cookie Policy, please contact us at info@volksvermogen.be.

2.2. What is a cookie?

A cookie is a small text and number file that we store in your browser or on your computer’s hard drive. This allows us to remember your preferences when using our website.

Unless you have adjusted your browser settings so that it will refuse cookies, our system will place cookies as soon as you visit our Website.

2.3. Types of cookies

Cookies can be categorized according to their origin, function and lifespan.

First-party cookies are cookies that are placed by a website that is currently being visited by the user (e.g. cookies placed by info@volksvermogen.be).

Third-party cookies are cookies placed by a domain other than that of the website being visited by the user. If a user visits a website and a third party places a cookie through that website, this is a third-party cookie (e.g., cookies placed by Google, Twitter, and Facebook).

Functional cookies are cookies that ensure the proper functioning of the Website (e.g., cookies for login or registration, language preferences, shopping carts, etc.). Functional cookies are, logically, first-party cookies.

Non-functional cookies are cookies that can be placed for statistical, social, targeting, and commercial purposes. They are not related to the purely technical support of the Website. Cookies with statistical purposes allow us to track which pages of the Website you visit, where your computer is located, etc. Cookies with social purposes allow the user to share the content of the visited Website directly with others via social media. Cookies with targeting purposes allow a profile to be built based on your browsing behavior so that the advertisements displayed are tailored to your interests. Cookies with commercial purposes keep track of how many and which advertisements were shown to a user. Non-functional cookies can be first-party or third-party cookies.

Persistent cookies: These cookies remain on the user’s device for the duration specified in the cookie. They are activated each time the user visits the website that placed the cookie (e.g., cookies placed by social media platforms such as Twitter, Facebook, Google Analytics, etc.). Most non-functional cookies are persistent cookies.

Session cookies: These cookies allow a user’s actions to be simplified and linked together during a browser session. A browser session starts when a user opens the browser window and ends when the user closes the browser window. Session cookies are placed temporarily. As soon as you close the browser, all session cookies are deleted. Most functional cookies are session cookies.

2.4. Your consent

By using our website, you agree to the use of cookies. To optimally use our website, you must accept these cookies. You can do this through your browser settings.

You block cookies by activating the browser setting that allows you to refuse the placing of cookies. However, if you use your browser settings to block these cookies, you may not have access to (certain parts of) our Website. Please read this cookie policy carefully for more information.

If you wish to withdraw your consent, you must delete your cookies through your browser settings. For further information about deleting or blocking cookies, you can visit the following website: http://www.aboutcookies.org/Default.aspx?page=2.

2.5. Changing your browser settings

We point out that web browsers allow you to change your cookie settings. These settings can usually be found in the ‘Options’ or ‘Preferences’ menu of your web browser. To better understand these settings, the following links may be helpful. If not, you should consult the ‘Help’ function in your web browser for more details.

 Cookie settings in Internet Explorer

 Cookie settings in Firefox

 Cookie settings in Chrome

 Cookie settings in Safari

2.6. More information about cookies

Information about cookies

Further useful information about cookies can be found here: http://www.allaboutcookies.org/

Internet Advertising Bureau

The association of digital marketers has produced a guide on online behavioral advertising and online privacy. You can find that guide here: http://www.youronlinechoices.eu/

2.7. Which cookies do we use on www.volksvermogen.be?

Google AnalyticsTracking cookie
2 jaar – _gat – WEBSITE

Google Analytics Tracking cookie
1 minuut – _git – WEBSITE

*For cookies placed by third parties (including Google Analytics), we refer you to the statements that these parties provide on their respective websites. Please note: we have no influence on the content of these statements, nor on the content of the cookies of these third parties.

– Google Analytics cookies

3. Applicable law and jurisdiction clause

This Cookie Policy is governed, interpreted and executed in accordance with Belgian law, which shall apply exclusively to any dispute.

The Dutch-speaking courts of Brussels have exclusive jurisdiction to judge any dispute that may arise from the interpretation or implementation of this Cookie Policy.

4. Acceptance

By visiting the Website and at the latest at the time of your order, you accept all the provisions of this Cookie Policy and agree that Volksvemogen collects and processes your personal data in accordance with this Cookie Policy.